Estate Planning & Long‑Term Care in 2025: What Every Florida Family Needs to Know

Caleb Stevens • July 24, 2025

As the $84 trillion wealth transfer unfolds over the next decade, only about 31% of Americans have a will, and roughly 11% have a trust. Now more than ever, comprehensive legal advice is critical — and that's where Loren M. Law steps in, guiding Florida families through nuanced planning tailored to modern challenges.


1. “Be Prepared” Is the 2025 Estate Planning Mantra

Industry leaders emphasize the urgency of being proactive in estate planning. That means preparing for everything from tax law shifts and inflation to digital assets and evolving family dynamics.


At Loren M. Law, we’ll help you:

  • Draft or update wills, trusts, powers of attorney, and healthcare directives
  • Incorporate digital asset planning to manage cryptocurrency, photos, email, and more.


2. Avoid the “Wealth Transfer Mess”

Survey data shows only 16% of Americans have both a will and a trust in place—leaving most families vulnerable to costly probate, heir disputes, or insufficient funds for long‑term care expenses.


Loren M. Law offers full-service legal solutions to:

  • Establish trusts or transfer-on-death deeds
  • Arrange probate-avoiding strategies
  • Design testamentary and living trusts


3. Navigate Changing Tax Laws

With potential federal changes on the horizon—like the projected drop in federal estate tax exemptions in 2026—strategic planning is critical.


Loren M. Law helps clients:

  • Maximize the current $13.99 M exemption
  • Plan gifting strategies ahead of tax-code sunsets
  • Employ dynasty and irrevocable trusts to lock in current limits


4. Elder Law & Long‑Term Care: Reality Check

Many Gen X and millennial caregivers are unaware that Medicare won’t cover most long‑term care, leaving families scrambling to handle devastating costs.


Loren M. Law specializes in elder law services, including:

  • LTC planning — from Medicaid eligibility to asset protection
  • Guidance through waiver programs and care alternatives
  • Establishing guardianships, conservatorships, and advance healthcare directives


5. Digital Assets & Your Legacy

Estate planning now includes a digital component: crypto, NFTs, online accounts, and license codes. Not accounting for digital assets can trap heirs in legal limbo.


We help clients:

  • Inventory and plan for social media, email, crypto wallets and more
  • Draft digital powers of attorney and include log-in instructions in your plan


Why Choose Loren M. Law?

  • Holistic Approach: Planning that blends estate & tax law with elder law and digital assets
  • Personalized Service: Guidance unique to your family, not boilerplate solutions
  • Proactive Focus: We keep clients ahead of legislative shifts—from tax law sunsets to digital estate regulations
  • Trusted Expertise: Deep experience supporting Kansas families through every stage—retirement, caregiving, asset transfer, legacy planning


Take Control of Your Future Today

Don't leave your family unprepared. Let Loren M. Law create a comprehensive, flexible legal plan to protect your legacy—from wills and trusts to long-term care protection and digital assets.


Schedule your consultation today and rest easy, knowing your future is in capable hands.



Sources:

  1. MarketWatch – Looking forward to the great wealth transfer? Expect an $84 trillion mess instead
  2. MarketWatch – A majority of Americans are making a big mistake when it comes to long-term care
  3. Kiplinger – Big GOP Tax Bill Could Change Your Estate Planning for 2025
  4. Forbes – The 2025 Theme for Estate Planning: Be Prepared
  5. Creative Planning – Is Your Estate Plan Ready for 2025?
  6. Bessemer Trust – Looking Ahead: Estate Planning in 2025
  7. Grow Law – Estate Planning Law Statistics
  8. Skilled Care – 5 Trends Shaping the Future of Long-Term Care in 2025
  9. RSM – Estate Planning in 2025: What You Can Do Now
  10. Investopedia – How Wealthy Americans Are Planning for Estate Tax Changes


Facing family legal issues? Loren M. Law offers expert family law services across Florida, including

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Navigating family legal issues can be complex and emotionally challenging. At Loren M. Law, we understand the sensitivity and importance of these matters. As a trusted family law practice in Florida, we provide compassionate, professional, and effective legal representation tailored to each client's unique situation. What is Family Law? Family law covers legal issues related to family relationships, such as divorce, child custody, child support, alimony, and adoption. These matters require experienced legal guidance to ensure fair outcomes and protect your family's best interests. Comprehensive Family Law Services Offered by Loren M. Law: Divorce Proceedings: Professional guidance to navigate both contested and uncontested divorces. Child Custody & Visitation: Compassionate support ensuring children's welfare and stability. Child Support: Ensuring fair support arrangements that safeguard your child's well-being. Alimony & Spousal Support: Advocacy to achieve equitable financial support arrangements. Adoption: Assisting families in navigating the adoption process smoothly and efficiently. Why Choose Loren M. Law? Our firm is committed to understanding your unique circumstances and providing personalized legal strategies. We prioritize clear communication, keeping you informed at every step, and we fight diligently to represent your family's best interests. Benefits of Working with Loren M. Law: Experienced and compassionate family law attorneys. Personalized attention to your specific needs and goals. Strong advocacy to protect your rights and achieve favorable outcomes. Proudly Partnered with Pirata Group Marketing Our user-friendly and professional website was expertly designed by Pirata Group Marketing (PGM) . This collaboration enables us to effectively communicate our services and resources to clients, ensuring ease of access and comprehensive information. Take the First Step Towards Resolving Your Family Law Issues Family law issues don't have to be overwhelming. Let Loren M. Law provide the expert guidance and support you need. Contact Loren M. Law today to schedule your consultation and take the first step toward peace of mind and effective resolution.

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